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{"sheet":"Sheet1","index":0,"n_rows":87,"n_cols":37,"rows_kept":87,"cut":false,"hidden":false,"merged":[[71,3,71,21],[73,1,73,21],[76,1,77,10],[76,11,77,21],[8,3,8,11],[80,1,81,10],[80,11,81,21],[63,19,64,21],[63,16,64,18],[63,1,64,12],[16,12,16,15],[16,16,16,18],[16,19,16,21],[16,2,16,5],[16,6,16,10],[19,6,20,10],[14,12,14,14],[22,0,22,3],[28,0,28,21],[21,0,21,21],[17,2,17,5],[18,0,18,5],[20,19,20,21],[51,14,51,20],[4,15,4,20],[12,12,12,21],[13,0,13,5],[12,0,12,11],[5,0,5,2],[6,0,6,2],[7,0,7,2],[8,0,8,2],[7,3,7,6],[7,8,7,11],[13,12,13,14],[11,0,11,2],[10,0,10,2],[6,17,6,21],[8,12,8,14],[8,15,8,16],[8,17,8,20],[13,6,13,10],[9,0,9,2],[6,3,6,6],[6,8,6,11],[2,0,2,21],[13,18,13,19],[13,20,13,21],[3,0,3,11],[9,15,9,16],[9,19,9,20],[4,3,4,11],[5,3,5,11],[9,3,9,11],[11,3,11,11],[11,12,11,14],[9,12,10,14],[10,15,10,18],[10,19,10,21],[4,12,4,14],[4,0,4,2],[5,15,5,16],[5,17,5,21],[5,12,6,14],[6,15,6,16],[7,12,7,14],[7,15,7,17],[13,15,13,17],[7,18,7,20],[52,14,52,20],[3,15,3,18],[3,19,3,21],[3,12,3,14],[49,0,49,21],[50,0,50,21],[48,0,48,21],[45,0,45,21],[33,18,33,21],[38,18,38,21],[33,11,33,17],[38,11,38,17],[46,7,46,9],[46,10,46,13],[46,3,46,6],[47,0,47,21],[38,0,38,6],[17,6,17,10],[18,6,18,10],[15,2,15,5],[14,20,14,21],[14,18,14,19],[15,16,15,18],[18,16,18,18],[19,16,19,18],[17,12,17,15],[22,6,22,21],[27,4,27,21],[26,0,26,21],[14,2,14,5],[23,0,23,21],[25,0,25,21],[15,19,15,21],[15,12,15,15],[14,6,14,10],[15,6,15,10],[14,15,14,17],[67,3,68,5],[67,7,68,10],[67,13,68,15],[67,18,68,21],[52,0,52,12],[22,4,22,5],[19,12,19,15],[10,3,10,6],[10,8,10,11],[38,7,38,10],[34,0,34,10],[46,0,46,2],[46,14,46,21],[33,7,33,10],[33,0,33,6],[19,0,20,5],[20,16,20,18],[17,19,17,21],[18,19,18,21],[19,19,19,21],[20,12,20,15],[29,0,29,21],[18,12,18,15],[17,16,17,18]]}
["HPP EMPLOYEES MULTIPURPOSE COOPERATIVE"]
["LOAN APPLICATION FORM",null,null,null,null,null,"(vCOVID082520)"]
["Instructions:\n1. Fill-up, print, and sign.\n2. Submit accomplished loan application form to the HPPEMC dropbox at 11F IPC, McKinley Hill, Taguig City.\n3. Processing time depends on compliance with Credit Policy (http://hpp.coop/about/credit-policy). For questions, email coop at admin@hpp.coop.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Type of Loan","Interest","Max Loan","Max Term","Co-Makers","Attachments","Retention","Service Fee","Status"]
["PERSONAL DATA OF BORROWER",null,null,null,null,null,null,null,null,null,null,null,null,null,null,"LOAN DETAILS",null,null,null,null,null,null,null,null,null,null,"         Select Type of Loan",null,null,null,null,null,null,null,"A. Regular",{"$f":"\"For loan received, I/we jointly and severally promise to pay HPP EMPLOYEES CREDIT COOPERATIVE (HPPEMC), the sum of \" & english($K$47) & \" (PHP \" & TEXT($K$47,\"0,000.00\") & \") in \" & $P$9 & \" equal monthly deductions of \" & english($L$21) & \" (PHP \" & TEXT($L$21,\"0,000.00\") & \") from my payroll account until the loan is fully paid.\"","v":"For loan received, I/we jointly and severally promise to pay HPP EMPLOYEES CREDIT COOPERATIVE (HPPEMC), the sum of TWENTY THOUSAND PESOS (PHP 20,000.00) in 12 equal monthly deductions of ONE THOUSAND SEVEN HUNDRED THIRTY-NINE and 77/100 PESOS (PHP 1,739.77) from my payroll account until the loan is fully paid."},"Each party to this note whether as maker or co-maker, severally waives presentation of payment, demand, protest, and notice of protest and dishonor of the same.\n\nIn the event that this note is not paid in accordance with its terms, I/we agree to pay, in addition to the above stated obligation, a penalty fee of three percent (3%) of monthly amortization per month until the loan is fully paid. Should HPPEMC be obliged to institute legal action to enforce collection, twenty percent (20%) of the principal and interest due at the time of the institution of the action or Three Thousand Pesos (P3,000.00), whichever is higher, shall be paid by myself/ourselves as attorneys’ fees.\n\nI/We further agree that in case of resignation, retirement, or separation of the borrower, the entire balance of this note shall become due and demandable, and that I/we hereby authorize my/our employer to assign, transfer and convey unto HPPEMC, all rights to my/our last salary to fully pay the obligation in this note.\n\nFinally, I/we confirm to have read and understood the provisions of the HPPEMC Credit Policy (http://hpp.coop/about/credit-policy).\n\n\nSignatures over printed name:  ________________________________________________\n                                                                                                 Member-Borrower                                Date\n\n\n                                                                          ________________________________________________     ________________________________________________\n                                                                                                 Co-Maker                                                     Date                                      Co-Maker                                                     Date                         \n\n\n                                                                          ________________________________________________     ________________________________________________\n                                                                                                 Witness                                                        Date                                      Witness                                                        Date "]
["Lastname*",null,null,null,null,null,null,null,null,null,null,null,"New Loan",null,null,"COVID Loan",null,null,null,null,null,null,null,null,null,null,"Abenson Loan",0.18,50000,12,2,"Abenson quotation",0.1,200,"B. Associate",{"$f":"\"For loan received, I/we jointly and severally promise to pay HPP EMPLOYEES CREDIT COOPERATIVE (HPPEMC), the sum of \" & english($K$47) & \" (PHP \" & TEXT($K$47,\"0,000.00\") & \") in \" & $P$9 & \" equal monthly deductions of \" & english($L$21) & \" (PHP \" & TEXT($L$21,\"0,000.00\") & \") via post dated checks until the loan is fully paid.\"","v":"For loan received, I/we jointly and severally promise to pay HPP EMPLOYEES CREDIT COOPERATIVE (HPPEMC), the sum of TWENTY THOUSAND PESOS (PHP 20,000.00) in 12 equal monthly deductions of ONE THOUSAND SEVEN HUNDRED THIRTY-NINE and 77/100 PESOS (PHP 1,739.77) via post dated checks until the loan is fully paid."},"I agree that after three months of non-payment of loan amortization on this note, HPPEMC can collect the entire balance of this note and all other balances due to HPPEMC against my share capital with HPPEMC without need of advice.\n\nIn the event that this note is not paid in accordance with its terms, I/we agree to pay, in addition to the above stated obligation, a penalty fee of three percent (3%) of monthly amortization per month until the loan is fully paid. Should HPPEMC be obliged to institute legal action to enforce collection, twenty percent (20%) of the principal and interest due at the time of the institution of the action or Three Thousand Pesos (P3,000.00), whichever is higher, shall be paid by myself/ourselves as attorneys’ fees.\n\nFinally, I/we confirm to have read and understood the provisions of the HPPEMC Credit Policy (http://hpp.coop/about/credit-policy).\n\n\nSignatures over printed name:               ________________________________________________            ________________________________________________\n                                                                                                                     Member-Borrower                            Date                                               Spouse                                                        Date\n\n\n                                                                                      ________________________________________________            ________________________________________________\n                                                                                                                     Witness                                                    Date                                               Witness                                                      Date\n"]
["Firstname*",null,null,null,null,null,null,null,null,null,null,null,"Interest Rate",null,null,{"$f":"VLOOKUP(P5,AA4:AF23,2)","v":0.08},null,"P.A. Diminishing Balance",null,null,null,null,null,null,null,null,"Appliance Loan",0.24,50000,12,2,"Appliance store receipt, quote",0.1,200]
["Middlename*",null,null,null,null,null,null,"TIN*",null,null,null,null,null,null,null,{"$f":"((G20*P9)-G14)/G14/P9","v":3.6550957520877243E-3},null,"Monthly Flat Rate",null,null,null,null,null,null,null,null,"Associate Member Loan",0.16,999999,24,0,"Note: Max loan is 75% of share capital",0,200,"New Loan"]
["Birthday*",null,null,null,null,null,null,"SSS*",null,null,null,null,{"$f":"IF(M5=\"Restructure\", \"Loan Balance\", IF(P5=\"Abenson Loan\", \"Appliance Cost\",\"Loan Amount\"))","v":"Loan Amount"},null,null,{"$f":"V8","v":20000},null,null,{"$f":"\"(max \" & V8/1000 &\"k )\"","v":"(max 20k )"},null,null,{"$f":"VLOOKUP(P5,AA4:AC23,3)","v":20000},null,null,null,null,"Car Loan",0.18,100000,24,2,"OR/CR, Car quote",0.1,{"$f":"IF($P$8*0.005<200,200,$P$8*0.005)","v":200},"Restructure"]
["Company*",null,null,null,null,null,null,null,null,null,null,null,"Term (Months)",null,null,{"$f":"V9","v":12},null,{"$f":"\"(max \"&V9&IF(V9>1,\" months\",\" month\") & \")\"","v":"(max 12 months)"},null,null,null,{"$f":"IF(P5=\"Birthday Loan\", IF(P8>10000,12,IF(P8>5000,6,3)),VLOOKUP(P5,AA4:AD23,4))","v":12},null,null,null,null,"COVID Loan",0.08,20000,12,1,"None",0,200]
["Home Address*",null,null,null,null,null,null,null,null,null,null,null,"Requirements",null,null,"HPP Tenure :",null,{"$f":"IF(P5=\"Share Capital Loan\",0,IF(P5=\"Birthday Loan\",IF(P8>15000,24,IF(P8>10000,12,IF(P8>5000,9,6))),IF(INT((P8-0.001)/25000+1)*3>12,12,INT((P8-0.001)/25000+1)*3)))","v":3},"mos.","Co-Makers :",null,{"$f":"IF(P5=\"Share Capital Loan\", 0,IF(P5=\"Birthday Loan\",0,IF(P8>25000,2,IF(P8>5000,1,0))))","v":1},null,null,null,null,"Education Loan",0.18,50000,12,2,"School receipt or assessment",0.1,200]
["Phone/Mobile*",null,null,null,null,null,null,"/",null,null,null,null,null,null,null,"Minimum Share Capital :",null,null,null,{"$f":"IF(P5=\"Associate Member Loan\",P8/0.75,IF(P5=\"Share Capital Loan\",P8,P8/5))","v":4000},null,null,null,null,null,null,"Emergency Loan",0.16,10000,6,1,"Proof of emergency",0,200]
["Email Address*",null,null,null,null,null,null,null,null,null,null,null,"Attachments ",null,null,{"$f":"VLOOKUP(P5,AA4:AF23,6)","v":"None"},null,null,null,null,null,null,null,null,null,null,"EPP Loan (Regular)",0.18,50000,{"$f":"IF(P8<10000, 3,IF(P8<20000, 6,12))","v":12},2,"HP product receipt or quote",0.1,200]
["LOAN COMPUTATION ",null,null,null,null,null,null,null,null,null,null,null,"BORROWER INFO (To be filled up  by HPPEMC)",null,null,null,null,null,null,null,null,null,null,null,null,null,"Gadget Loan",0.24,50000,12,2,"Gadget receipt, quote",0.1,200]
[{"$f":"IF(M5=\"Restructure\", \"Total Loan with 3% Restructuring Fee\", \"Total Loan with Retention Fund\")","v":"Total Loan with Retention Fund"},null,null,null,null,null,{"$f":"IF(M5=\"Restructure\", P8*1.03, IF(P5=\"Abenson Loan\",P8-G15-G16-((-3.2*(P8-G15)/1000)*P9/12),IF(P5=\"HPP EPP 0% Promo\",P8-G15-G16-((-3.2*(P8-G15)/1000)*P9/12),VLOOKUP(P5,AA4:AG23,7)*P8+P8)))","v":20000},null,null,null,null,null,"Type of Member",null,null,"A. Regular",null,null,"Coop Tenure",null,null,null,null,null,null,null,"Gran Trail Promo",0,100000,12,2,"Quotation from Gran Trail",0.1,0]
["Less:",null,"Retention Fund",null,null,null,{"$f":"IF(M5=\"Restructure\", 0, IF(P5=\"Abenson Loan\",(-VLOOKUP(P5,AA4:AH23,8)-P8)*VLOOKUP(P5,AA4:AG23,7),-VLOOKUP(P5,AA4:AG23,7)*P8))","v":0},null,null,null,null,null,"Share Capital",null,null,null,null,null,"Coop ID",null,null,null,null,null,null,null,"Hospitalization Loan",0.18,50000,12,2,"Hospital bill or statement",0.1,200]
[null,null,"Service Fee",null,null,null,{"$f":"IF(M5=\"Restructure\", -P8*0.03, -VLOOKUP(P5,AA4:AH23,8))","v":-200},null,null,null,null,null,"Existing Loans",null,null,null,"Balance",null,null,"Monthly",null,null,null,null,null,null,"Housing Loan",0.18,100000,24,2,"Deed of sale, receipts, quote",0.1,{"$f":"IF($P$8*0.005<200,200,$P$8*0.005)","v":200}]
[null,null,"Credit Life Insurance",null,null,null,{"$f":"IF(G14>=20000,-3.2*(P8-G15)/1000,0)*P9/12","v":-64},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"HPP EPP 0% Promo",0,75000,{"$f":"IF(P8<10000, 3,IF(P8<20000, 6,12))","v":12},2,"HPP EPP Promo Form",0,0]
[null,null,"Others",null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Motorcycle Loan",0.24,50000,12,2,"OR/CR, Motorcycle quote",0.1,200]
["Net Proceeds",null,null,null,null,null,{"$f":"SUM(G14:K18)","v":19736},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Multipurpose Loan",0.36,100000,24,2,"Letter of intent stating purpose of loan",0.1,{"$f":"IF($P$8*0.005<200,200,$P$8*0.005)","v":200}]
["Monthly Deduction",null,null,null,null,null,{"$f":"-PMT(P6/12,P9,G14)","v":1739.7685817084212},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Share Capital Loan",0.16,999999,24,0,"None",0,{"$f":"IF($P$8*0.005<200,200,$P$8*0.005)","v":200}]
[null,null,null,null,null,null,null,null,null,null,null,{"$f":"ROUND(G20,2)","v":1739.77},"Total",null,null,null,{"$f":"SUM(Q17:S20)","v":0},null,null,{"$f":"SUM(T17:V20)","v":0},null,null,null,null,null,null,"Taal Loan",0,20000,12,1,"Proof of address, eruption damage",0,200]
["SALARY DEDUCTION AUTHORITY",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Travel Loan",0.24,50000,12,2,"Related receipts, quote",0.1,200]
["Monthly Deduction",null,null,null,{"$f":"G20","v":1739.7685817084212},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Wedding Loan",0.24,50000,12,2,"Related receipts, quote",0.1,200]
["This is to authorize the deduction from my monthly salaries commencing on ___________________ up to ___________________ the  amount indicated above representing my loan payments to HPPEMC. In the event that my employment with the Company (indicated above) will be terminated, I hereby assign, transfer, and convey unto HPPEMC, all rights to my last salary that I am to receive from the Company, to fully pay all my obligations from HPPEMC. This Authority is automatically deemed null and void once my loan with HPPEMC is fully paid. Further, should my loan application be disapproved, I understand that HPPEMC is not obliged to provide reason for such rejection.\n\nSignature Over Printed Name: ____________________________________________          ______________________\n                                                                                 Member-Borrower                                                        Date\n\nNOTE: PLEASE SIGN PROMISORRY NOTE AT THE BACK PAGE."]
[null,null,null,null,null,null,null,null,null,"   CO-MAKER SECTION",null,null,null,null,null,null,null,null,null,null,null,"Note: Co-makers must be HPPEMC Members in good standing."]
["In case of default by the principal borrower, we bind ourselves jointly and severally to the terms and conditions of the loan as co-makers. We agree and hereby authorize HPPEMC to deduct, without need of prior notice, from our salaries the amount of outstanding obligation and/or loan amortization of the principal borrower with HPPEMC.\n\n\nCo-Maker 1:  ___________________________   ______________   ________________________________________________\n                        Signature over Printed Name            Emp ID                                                Home Address\n\n\nCo-Maker 2:  ___________________________   ______________   ________________________________________________\n                        Signature over Printed Name            Emp ID                                                Home Address"]
[{"$f":"IF(P5=\"Abenson Loan\", \"DELIVERY INSTRUCTION\",\"LOAN PROCEEDS RELEASE INSTRUCTION\")","v":"LOAN PROCEEDS RELEASE INSTRUCTION"}]
[{"$f":"IF(P5=\"Abenson Loan\", \"Delivery Address\", \"Special Instructions\")","v":"Special Instructions"},null,null,null,"________________________________________________________________________________________________"]
[{"$f":"IF(P5=\"Abenson Loan\", \"\",\"Note: Loan proceeds will be released via check and can be picked up at the Coop office.\")","v":"Note: Loan proceeds will be released via check and can be picked up at the Coop office."}]
["RECOMMENDATION & APPROVAL"]
["Credit Committee",null,null,null,null,null,null,null,null,null,null,"HPPEMC Board"]
[]
[]
["Recommending Officer",null,null,null,null,null,null,"Date",null,null,null,"Approving Director",null,null,null,null,null,null,"Date"]
[]
["Noted by:"]
[]
[]
["Member's Manager",null,null,null,null,null,"Date","Date",null,null,null,"Approving Director",null,null,null,null,null,null,"Date"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"G2","v":"(vCOVID082520)"}]
[]
[]
[]
[]
["PROMISORY NOTE"]
["Maturity Date:",null,null,null,null,null,null,"Loan Amount:",null,null,{"$f":"G14","v":20000}]
[{"$f":"VLOOKUP(P14,AI4:AK5,2)","v":"For loan received, I/we jointly and severally promise to pay HPP EMPLOYEES CREDIT COOPERATIVE (HPPEMC), the sum of TWENTY THOUSAND PESOS (PHP 20,000.00) in 12 equal monthly deductions of ONE THOUSAND SEVEN HUNDRED THIRTY-NINE and 77/100 PESOS (PHP 1,739.77) from my payroll account until the loan is fully paid."}]
[{"$f":"VLOOKUP(P14,AI4:AK5,3)","v":"Each party to this note whether as maker or co-maker, severally waives presentation of payment, demand, protest, and notice of protest and dishonor of the same.\n\nIn the event that this note is not paid in accordance with its terms, I/we agree to pay, in addition to the above stated obligation, a penalty fee of three percent (3%) of monthly amortization per month until the loan is fully paid. Should HPPEMC be obliged to institute legal action to enforce collection, twenty percent (20%) of the principal and interest due at the time of the institution of the action or Three Thousand Pesos (P3,000.00), whichever is higher, shall be paid by myself/ourselves as attorneys’ fees.\n\nI/We further agree that in case of resignation, retirement, or separation of the borrower, the entire balance of this note shall become due and demandable, and that I/we hereby authorize my/our employer to assign, transfer and convey unto HPPEMC, all rights to my/our last salary to fully pay the obligation in this note.\n\nFinally, I/we confirm to have read and understood the provisions of the HPPEMC Credit Policy (http://hpp.coop/about/credit-policy).\n\n\nSignatures over printed name:  ________________________________________________\n                                                                                                 Member-Borrower                                Date\n\n\n                                                                          ________________________________________________     ________________________________________________\n                                                                                                 Co-Maker                                                     Date                                      Co-Maker                                                     Date                         \n\n\n                                                                          ________________________________________________     ________________________________________________\n                                                                                                 Witness                                                        Date                                      Witness                                                        Date "}]
[]
["Letter of Consent\n\nI hereby give HPPEMC consent to conduct inquiries on the information and documents I have provided to process this particular loan and to have access to information relating to me contained in any govermnment or private records, including but not limited to tax, employment, or financial records and to secure copies thereof. \n\nI further authorize HPPEMC to the use and disclosure of information relating to me, my loan application, and my transactions with HPPEMC, to the Credit Information Corporation, as mandated by Republic Act 9510 or the Credit Inforamtion System Act of 2008."]
[]
["Note: The Sun Life Form is only required for loans P20,000.00 and above. Type of Loan should be left blank if not in the list.",null,null,null,null,null,null,null,null,null,null,null,null,null,"Signature over Printed Name\nMember-Borrower"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"G2","v":"(vCOVID082520)"}]
[]
[]
[]
[null,"Declarations and Verifications"]
[]
[]
[null,"This is in connection with my loan application with:"]
[]
[null,"Name of Company (Bank/Creditor)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,"(Contract Number)",null,null,"Loan Amount"]
[null,"HPP EMPLOYEES MULTIPURPOSE COOPERATIVE",null,null,null,null,null,null,null,null,null,null,null,null,"under",null,"CGL 005139",null,null,{"$f":"G14","v":20000}]
[]
[]
[null,"Type of Loan"]
[null,null,null,"Salary Loan",null,null,null,"Multi-purpose Loan",null,null,null,null,null,"Appliance Loan",null,null,null,null,"Educational Loan"]
[]
[]
[]
[null,null,null,"Yes, I understand the features and benefits of Creditor Group Life (CGL) and I want my loan, not to exceed the loan amount indicated above.\n\nI declare that I am between 18 to 64 years old, physically and mentally healthy, have neither been hospitalized, nor treated for any illness in the past 12 months, and actively performing my normal daily activities.\n\nI authorize the Company to process any relevant presonal information on me and/or my loan with Company and to disclose such personal information to Sun Life of Canada (Philippines), Inc. and to their affiliated third persons, entity or entities providing services on their behalf, to enable them to evaluate and assess my application as well as to service my policy or policies and other insurance needs."]
[]
[null,"By signing below, I hereby confirm my enrolment to the Creditor Group Life (CGL) and that all information indicated above are true and correct."]
[]
[null,"Signature",null,null,null,null,null,null,null,null,null,"Printed Name"]
[null,"X",null,null,null,null,null,null,null,null,null,{"$f":"TRIM(D6)&\" \"&TRIM(D7)&\" \"&TRIM(D5)","v":"  "}]
[]
[]
[null,"Place of Signing",null,null,null,null,null,null,null,null,null,"Date of Signing (day/month/year)"]
[]
[]
[]
[]
[]
[]
[null,"This insurance cover is provided by Sun Life of Canada (Philippines), Inc. (\"Sun Life Philippines\"), a member of Sun Life Financial group of companies."]